Under offer · listed 3 months ago
293,000 marka
4 bd2 ba137 m²
19 Harbour Row, Oberbach
5,000 marka (1.7%) above the Heimstatt estimate of 288,000 marka · 2,138 marka/m²
- townhouseType
- 1845Built
- 2,138Marka per m²
- 94 daysOn Heimstatt
About this home
Number 19, Harbour Row: a townhouse of 137 m², built in 1845, with 4 bedrooms. Three storeys on a narrow plot, with the kitchen at the back over the yard and the best room at the front on the first floor. The road up to Oberbach is cleared by the district in snow. The house has its own shovel store. An offer has been accepted, subject to survey. The agent will keep a list of names in case it falls through.
Facts and features
- Address
- 19 Harbour Row, Oberbach
- Region
- Kesselhöh
- Type
- townhouse
- Floor area
- 137 m²
- Bedrooms
- 4
- Built
- 1845, 181 years ago
- Owner
- Private · Land register extract
- Title number
- LR-029-06311
- Sales recorded
- 2
Value
The estimate follows the national price index from the most recent sales on Harbour Row. A surveyor will give a different figure; so will the owner.
Price and tax history
Price history
| Date | Price | Per m² | Change | Buyer |
|---|---|---|---|---|
| 7 December 1856 | 4,039 marka | 29 | — | Before the present register |
| 26 January 1886 | 4,260 marka | 31 | 5% | Before the present register |
Council rate history
| Year | Council rate | Assessed value |
|---|---|---|
| 2025 | 1,008 marka | 288,000 marka |
| 2024 | 990 marka | 282,000 marka |
| 2023 | 964 marka | 275,000 marka |
| 2022 | 938 marka | 268,000 marka |
| 2021 | 922 marka | 263,000 marka |
| 2020 | 916 marka | 261,000 marka |
The council rate is levied at 0.35 per cent of the value assessed each December on the national price index.
Mortgage repayments
Monthly repayments on a loan of 234,400 marka (80 per cent of 293,000 marka, with a deposit of 58,600 marka), at the bank rate of 4.03% plus the lender's margin.
| Rate | 20 years | 25 years | 30 years |
|---|---|---|---|
| Fixed, five years 4.93% | 1,537 marka | 1,360 marka | 1,248 marka |
| Tracker 5.63% | 1,629 marka | 1,457 marka | 1,350 marka |
| Standard variable 6.43% | 1,737 marka | 1,572 marka | 1,470 marka |
Illustrative only. Lenders are regulated by the national bank and set their own margins.
Repayment calculator
The rate starts at the bank rate of 3.86% plus a tracker margin of 1.6 points. Cash needed is the deposit plus the costs below.
Costs of buying
| Transfer duty none to 137,000, 2% to 329,000, 4% to 659,000, 6% above | 3,120 marka |
| Land register fee 0.2% | 586 marka |
| Notary's fee 0.5% | 1,465 marka |
| Total on top of the price | 5,171 marka |
Duty bands for 2026, uprated each January on the national price index. The agent's commission is paid by the seller.
Local area
Getting about
- Rail R29 to Reedtal13 min · every 120 min · 21 marka · Schwartzistan State Railways
- Bus 304 to Kessel52 min · every 60 min · 42 marka · Kesselhöh Omnibus Company
Schools
48 schools opened in Oberbach under the Ministry of Education's programme, the first in 1837 and the most recent in 2022.
Places to eat
- Oberbach Grill Ostrand orchard kitchen · 4.7 of 5 · Harbour Row · on this street
- Kolm's Dumplings Pizzeria · 4.5 of 5 · Market Lane
- Beer Hall Oberbach Turkish · 3.5 of 5 · Reed Street
- The Reed House Kessel dumpling house · 3.2 of 5 · Bridge Street
- The Old Station Fine dining · 3.0 of 5 · Orchard Street